WĀVVES CAPITAL™
Credit Module
Progress

Paydex® Tracker

Your score is now 82. EIN-only financing unlocks at 80. Premium lines + SBA at 90.

Paydex over time
↑ +82 in 6 months
Payment timing
Day ≤ 15 (Max)4
Day 16–301
Late0
Projection calculator
Scenario A — Always pay by Day 15
3 mo
88
6 mo
92
12 mo
95
Scenario B — Pay on Day 30
3 mo
82
6 mo
84
12 mo
86
Scenario C — Miss one payment
3 mo
71
6 mo
68
12 mo
70
Your Paydex journey
0–49
complete
Foundation Building
50–59
complete
First Vendor Approvals
60–74
complete
Net-30 / 60 Vendor Terms
75–79
IN PROGRESS
Fleet Cards & Gas Cards
80–89
CURRENT TIER
EIN-Only Financing
90–100
locked
Premium Lines + SBA